Lakhpati didi yojana: Under the Lakshapati Didi Yojana scheme announced by the Modi government, women are granted interest-free loans. Loan limit Rs. One lakh to Rs.5 lakhs. The central government is providing this scheme with the aim of providing financial independence to women. But this loan is granted only to women who are members of Self Help Group (SHG).
A house is called a lamp house. If a woman advances, the family as well as the society will move on the path of progress. That is why governments are introducing many schemes for the welfare of women and their economic upliftment. They encourage women to stand on their own feet. They are given employment through various training programs. All are standing by. In a similar vein, Prime Minister Narendra Modi announced a scheme called Lakshapati Didi Yojana for women in Delhi in 2023. His aim is to make women millionaires through this. Through this scheme women are given employment training. They provide financial literacy and financial assistance to help them stand on their own feet. So that they have an opportunity to create and increase their sources of income. What is this Laksapati Didi Yojana scheme? What are its benefits? What are the qualifications? Let’s find out..
Laksapati Didi Yojana Scheme..
Under the Lakshapati Didi Yojana scheme announced by the Modi government, women are granted interest-free loans. Loan limit Rs. One lakh to Rs.5 lakhs. The central government is providing this scheme with the aim of providing financial independence to women. But this loan is granted only to women who are members of Self Help Group (SHG).
To benefit more people..
Finance Minister Nirmala Sitharaman has announced that the target of benefiting about 2 crore women under this scheme last year has been increased from 2 crore to 3 crore in this year’s interim budget.
For Women Self Help Societies
Women living in rural areas form small groups and save some monthly income. They lend to each other. These are called Self Help Groups. According to the details of Deenadayal Antyodaya Yojana – National Rural Livelihood Mission (DAY – NRLM) released in December 2023.. there are 90 lakh SHGs with around 100 million women members in the country.
Employment generation..
The Laksapati Didi Yojana scheme is implemented by the Ministry of Rural Affairs of the Govt. Providing business training to women, necessary training in marketing and sales. More details about this can be found on the website https://lakhpatididi.gov.in/. Loans are granted for poultry farming, manufacturing of LED bulbs, agriculture, mushroom cultivation, strawberry cultivation, cattle rearing, milk production, handicrafts etc. After that, the cash is granted in the form of loan to start the related business. There is no interest on it.
