Diwali Credit Card Offers: You get cashback or reward points when you shop with credit cards. With these you can also get discount in your next shopping. Direct cashback and good deals are also available in these.
The biggest festival of the festive season, Diwali, has now started. It is expected that this year on Dhanteras, people are going to shower a lot of money on the market. Online and offline markets have been set up. There are abundance of offers all around. Today we are going to tell you about those credit cards, which can get you the best deals, discounts and cashback during festivals.
Diwali credit card cashback benefits
After metro cities, credit cards have now gained a good hold in tier-2 and 3 cities also. Even in small towns, people are now easily seen shopping with credit cards. If you know how to spend while controlling yourself, then credit card can be very useful for you. By shopping with credit card, you get cashback or reward points, which will reduce your bill. Through these you can also get discount in your next shopping. Direct cashback is available in all these credit cards. Also, most of these cards do not charge annual fees.
Diwali credit card offers
The annual fee for the card issued by Axis Bank in collaboration with Flipkart is Rs 500. If you spend Rs 3.5 lakh in a year then that is also waived off. This card gives 5 percent cashback on purchases from Flipkart, 4 percent cashback on Cleartrip, Cultfit, PVR, Swiggy, Tata Play and Uber and 1.5 percent cashback on purchases in all other categories. On the other hand, ICICI Bank has launched a similar card with Amazon. Its annual fee is zero. This card gives 5 percent cashback to Prime members and 3 percent cashback to non-Prime members. Apart from this, 2 percent cashback is available on expenses like flight booking, recharge, bill payment, gift card etc.
Remove cards after tie-up with companies
Banks have launched credit cards in the market in collaboration with many companies. These mainly include Reliance SBI Card, Myntra Kotak, Swiggy HDFC and Airtel Axis. These cards come with an annual fee but this fee is waived after a certain amount of purchases. Cashback in all these cards and huge discounts, reward points and cashback are available on purchases from partner companies.
Keep these things in mind while choosing a credit card
Some credit cards offer discounts only on purchases from selected companies. Also, instead of every purchase, they give discount only on some categories. Therefore, choose the card according to your shopping habits. Apart from this, be sure to know about all types of offers before taking the card.