5 Money Deadlines in November 2023: In the month of November, there are going to be some big badwalas and there are also some deadlines. These include the last date for submission of life certificate and investment in IDBI Special FD, Punjab & Sind Special FD, HDFC Bank Senior Citizen Care FD.
5 Money Deadlines in November 2023: There are some things that need to be done in November. This work is related to your pocket. In the month of November, there are going to be some big badwalas and there are also some deadlines. These include the last date for submission of life certificate and investment in IDBI Special FD, Punjab & Sind Special FD, HDFC Bank Senior Citizen Care FD.
Let’s take a look at the list of deadlines for some of your pocket-related work in November, which you should know about.
Proof of Life Certificate
Pensioners and people over the age of 80 can now submit their Jeevan Pramaan Patra to continue receiving their pension. These pensioners have time till 30 November 2023 to submit their annual life certificate for pension. If they do not deposit it, they will not get pension.
The super senior pensioners have time from October 1 to November 30, 2023 to submit the life certificate. For senior citizens aged 60 to 80 years, the period is from November 1 to November 30, 2023.
IDBI Special FD
According to the bank’s website, IDBI Bank has extended the validity date of a special FD called Amrit Mahotsav FD of 375 days and 444 days. The deadline for these special fixed deposits has been extended from October 31, 2023 to November 30.
According to the website, the festive offer of ‘Amrit Mahotsav Collable FD’ has been extended for 375 days and 444 days till November 30, 2023.’
Amrit Mahotsav FD 444 days
The bank offers an interest rate of 7.15 per cent to regular, NRE and NRO customers under the 444-day Amrit Mahotsav FD scheme. The bank offers an interest rate of 7.65 per cent to senior citizens. Also, premature withdrawal of money and closure of the scheme can also be done.
Amrit Mahotsav FD 375 days
The bank gives 7.65% interest to the elderly people. The bank offers an interest rate of 7.10 per cent to regular, NRE and NRO customers under the 375-day Amrit Mahotsav FD scheme. Also, premature withdrawal of money and closure of the scheme can also be done.
IDBI Bank latest FD interest rates
IDBI Bank’s fixed deposit interest rates range from 3% to 6.80% for FD tenures between 7 days to 10 years for general citizens and from 3.50% to 7.30% for senior citizens. The rates are effective from September 15, 2023.
Punjab and Sindh
Punjab and Sindh have launched new fixed deposit schemes named PSB Dhan Lakshmi, PSB Saving Plus and these are valid only till November 30, 2023.
HDFC Bank Senior Citizen Care FD
Under the scheme, an additional 0.25 per cent interest rate is offered to senior citizen investors. This premium is in addition to the existing 0.50 premium paid to senior investors on FD accounts. So investors in the Senior Citizen Care FD program get 0.75% higher interest than regular customers overall. This FD will also be closed in November.